|
Our goal is to provide outstanding customer service, exceeding your expectations at every point in the process of selling and/or buying your home.
|
Sign Up For Our eNewsletter, FREE!
There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU.
Find Out More >
View All Offers >
|
 Compare three mortgages
at one time. Download TripleCalc now. It's free. |
Nicole Charles and Associates is one of The Top Selling Real Estate Experts™
Find Out More > |
|
|
|
Madison, Middleton and Verona Information:
About Madison - Moving to Madison, Wisconsin? Get info here... About Middleton - Moving to Middleton, Wisconsin? Get info here... About Verona - Moving to Verona, Wisconsin? Get info here... School Reports - Reports for Madison, Middleton and Verona schools kindergarten, elementary, and high schools. Relocating? - Free real estate information & relocation package if you're relocating to Madison, Middleton and Verona, in Dane County WI. Go to Main Sitemap - Main sitemap sections include Find Madison, Middleton and Verona Homes, For Home Buyers, For Home Sellers, Madison, Middleton and Verona Information, Real Estate Resources, and About Nicole Charles and Associates.
Please Sign Up For The Latest Listings and the Latest Real Estate News
Financing Your Home >Lenders Want to Say Yes
If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.
A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.
There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.
|
| Q |
What structure is regarded as the best surviving example of Pennsylvania Dutch architecture?
|
| A |
The Georg Muller House in Milbach, PA, built in 1752. |
 See More Real Estate Trivia > |
|
NUMBER1EXPERT®
© Best Image Marketing and/or its clients.
All rights reserved. All information deemed reliable but not guaranteed.
|
- NUMBER1EXPERT 
